Money Market Fund

Grow your savings with daily interest and ultimate liquidity. Perfect for your short-term financial goals.

Short-Term Savings Made Flexible and Rewarding

Do you have a lump sum of money you are not sure what to do with? Hide it here! You will earn daily interest as you make your plans. A Money Market Fund (MMF) is the perfect vehicle for parking your funds safely while maintaining the flexibility to withdraw them whenever you need.

Designed for Your Short-Term Goals (6 – 24 Months)

Daily Interest

Your investment earns competitive interest compounded daily, which is credited directly to your account at the end of each month.

Flexible & Accessible

Withdraw your funds anytime without penalties or loss of accrued interest. Processed directly to your bank account or M-Pesa.

Low-Risk Investment

Capital preservation is the core priority. Funds are invested in secure, government-backed Treasury bills and corporate commercial papers.

Low Entry Barrier

Start with as little as KES 5,000 as your initial deposit. You can top up with any amount starting from KES 1,000 whenever you want.

How Money Market Funds Compare

Unlike traditional bank savings accounts that offer low interest rates and lock-in conditions, Money Market Funds pool capital to negotiate higher yields. This makes them ideal for building emergency funds, saving for a business startup, or keeping capital safe before a major purchase.

Investment Request

Request rates and start your money market investment journey today.

Minimum initial deposit is KES 5,000.

We compare top licensed fund managers in Kenya.

Money Market FAQs

Everything you need to know about liquidity, safety, and taxation in Kenya.

Money Market Funds are regulated by the Capital Markets Authority (CMA) of Kenya. The fund manager, trustees, and bank custodians are separate entities, meaning your money is secured and protected under CMA regulations. The funds are invested in very low-risk interest-earning assets.

Withdrawals are flexible and have no lock-in terms. Requests are processed within 2 to 4 working days, and funds can be sent directly to your registered bank account or mobile wallet. Some funds offer instant mobile withdrawals for smaller amounts.

Yes. The interest earned is subject to a withholding tax of 15% in Kenya. The fund manager deducts this automatically before crediting interest to your account, meaning the monthly interest you receive is fully net of tax.