Child Education Policy

Education Savings

Invest in Your Child's Future Milestones

Education is the single most valuable gift you can give to your child. High school and university costs in Kenya continue to rise, making structured planning essential. A Child Education Policy allows you to save systematically over 5 to 20 years to build a guaranteed fund that pays out exactly when fees are due.

Why Plan with a Child Education Policy?

Guaranteed Payouts

Payouts are structured to align with your child's entry into secondary school or university. Receive regular partial payments or a lump sum.

Premium Waiver Benefit

In the event of the parent's death or permanent disability, the insurance company waives all future premiums, keeping the policy active until maturity.

Bonuses & Growth

Policies earn guaranteed annual bonuses that accumulate on top of the sum assured, boosting the final maturity fund.

Affordable & Flexible

Start early and save from KES 2,000 per month. Select a policy duration matching your child's age and future school milestones.

Ensure Their Dreams Never Stop

The premium waiver benefit is the key differentiator of education policies compared to standard bank accounts. It ensures that even if you are no longer there, your child's educational dreams remain fully funded. Premiersure compares options from the top underwriters in Kenya to find the best policy for your budget.

Education Quote

Request a comparison of child education policies from top insurers.

Child's Current Age

Policy Duration (Years)

Target Monthly Contribution (KES)

Minimum monthly contribution is KES 2,000.

Your Full Name

Phone Number

Email Address

Get quotes from up to 5 IRA-licensed life insurers.

FAQs

Child Education FAQs

Find answers to policy terms, maturity milestones, and waiver benefits.

The Premium Waiver is a built-in safety net. If the policyholder (parent/guardian) passes away or is permanently disabled during the term, the insurer assumes responsibility for all future premiums. The policy stays active, and the full maturity value is paid out as planned.

Most plans offer partial payouts during the final 3 to 5 years of the policy (timed to match high school or university entry years) to pay for fees. Alternatively, you can select a single lump-sum payout at maturity.

Yes, but doing so early (typically during the first 3 years) is highly discouraged as policies have low surrender values in their initial years. It is recommended to choose a monthly savings amount you are confident you can maintain long term.