:root {
  --ps-blue:    #2E9FD3;
  --ps-blue-dk: #1e7aaa;
  --ps-blue-lt: #e8f6fc;
  --ps-red:     #B22222;
  --ps-red-dk:  #8a1a1a;
  --ps-red-lt:  #fdf0f0;
  --ps-dark:    #1a1a2e;
  --ps-gray:    #6c757d;
  --ps-light:   #f8f9fa;
  --ps-transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
}

* { box-sizing: border-box; }

body {
  font-family: 'Open Sans', sans-serif;
  color: #333;
  overflow-x: hidden;
  background-color: #fff;
}

h1, h2, h3, h4, h5, .heading-font { font-family: 'Montserrat', sans-serif; }

/* ── TOP BAR ── */
.top-bar {
  background: var(--ps-dark);
  font-size: 13px;
  color: rgba(255,255,255,.75);
  padding: 8px 0;
}
.top-bar a { color: rgba(255,255,255,.75); text-decoration: none; transition: var(--ps-transition); }
.top-bar a:hover { color: #fff; }
.top-bar .social-icon {
  width: 26px; height: 26px;
  background: rgba(255,255,255,.1);
  border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  transition: var(--ps-transition);
}
.top-bar .social-icon:hover { background: var(--ps-blue); }

/* ── NAVBAR ── */
.navbar { padding: 12px 0; box-shadow: 0 2px 12px rgba(0,0,0,.08); transition: var(--ps-transition); }
.navbar-brand img { height: 60px; }
.nav-link {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 14px;
  color: var(--ps-dark) !important;
  padding: 8px 14px !important;
  transition: var(--ps-transition);
}
.nav-link:hover { color: var(--ps-blue) !important; }
.nav-link.active { color: var(--ps-blue) !important; }
.btn-quote {
  background: var(--ps-red);
  color: #fff !important;
  border-radius: 6px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 14px;
  padding: 10px 22px !important;
  transition: var(--ps-transition);
}
.btn-quote:hover { background: var(--ps-red-dk); transform: translateY(-1px); }

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, #0d1b2a 0%, #1a3a5c 60%, #1e6a9e 100%);
  min-height: 580px;
  display: flex; align-items: center;
  position: relative; overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%232E9FD3' fill-opacity='0.06'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-shape {
  position: absolute; right: -80px; top: -80px;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: rgba(46,159,211,.12);
  pointer-events: none;
}
.hero-shape2 {
  position: absolute; right: 80px; bottom: -120px;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: rgba(178,34,34,.08);
  pointer-events: none;
}
.hero-badge {
  display: inline-block;
  background: rgba(46,159,211,.25);
  border: 1px solid rgba(46,159,211,.5);
  color: #7dd3f5;
  font-size: 12px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase;
  padding: 6px 16px; border-radius: 30px;
  margin-bottom: 20px;
}
.hero h1 {
  font-size: clamp(28px, 4vw, 46px);
  font-weight: 800; line-height: 1.2;
  color: #fff; margin-bottom: 18px;
}
.hero h1 span { color: var(--ps-blue); }
.hero p.lead { font-size: 16px; color: rgba(255,255,255,.8); line-height: 1.75; }
.btn-primary-ps {
  background: var(--ps-blue); border: none;
  color: #fff; font-family: 'Montserrat', sans-serif;
  font-weight: 700; font-size: 15px;
  padding: 13px 30px; border-radius: 8px;
  transition: var(--ps-transition);
}
.btn-primary-ps:hover { background: var(--ps-blue-dk); transform: translateY(-2px); color: #fff; }
.btn-outline-ps {
  background: transparent;
  border: 2px solid rgba(255,255,255,.4);
  color: #fff; font-family: 'Montserrat', sans-serif;
  font-weight: 700; font-size: 15px;
  padding: 13px 30px; border-radius: 8px;
  transition: var(--ps-transition);
}
.btn-outline-ps:hover { border-color: #fff; background: rgba(255,255,255,.1); color: #fff; }

/* trust bar */
.trust-bar {
  background: rgba(255,255,255,.07);
  border-top: 1px solid rgba(255,255,255,.1);
  margin-top: 44px; padding-top: 22px;
}
.trust-item { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.8); font-size: 13px; }
.trust-item i { font-size: 22px; color: var(--ps-blue); }
.trust-item strong { display: block; color: #fff; font-size: 14px; }

/* ── SECTION GENERIC ── */
section { padding: 72px 0; }
.section-tag {
  display: inline-block;
  background: var(--ps-blue-lt);
  color: var(--ps-blue-dk);
  font-size: 12px; font-weight: 700;
  letter-spacing: .07em; text-transform: uppercase;
  padding: 5px 14px; border-radius: 30px; margin-bottom: 12px;
}
.section-tag.red { background: var(--ps-red-lt); color: var(--ps-red); }
.section-title {
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 800; color: var(--ps-dark); line-height: 1.25;
}
.section-sub { font-size: 16px; color: var(--ps-gray); line-height: 1.7; max-width: 560px; }

/* ── PRODUCTS ── */
#products { background: var(--ps-light); }
.tab-nav-ps { border-bottom: 2px solid #dee2e6; margin-bottom: 32px; }
.tab-nav-ps .nav-link {
  font-family: 'Montserrat', sans-serif; font-size: 14px; font-weight: 700;
  color: var(--ps-gray) !important; border: none; padding: 10px 24px !important;
  border-radius: 0; border-bottom: 3px solid transparent; margin-bottom: -2px;
}
.tab-nav-ps .nav-link.active { color: var(--ps-blue) !important; border-bottom-color: var(--ps-blue); background: none; }
.product-card {
  background: #fff; border: 1.5px solid #e9ecef;
  border-radius: 12px; padding: 24px 20px;
  transition: var(--ps-transition);
  height: 100%; cursor: pointer;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.product-card:hover {
  border-color: var(--ps-blue);
  box-shadow: 0 10px 30px rgba(46,159,211,.15);
  transform: translateY(-5px);
}
.product-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: var(--ps-blue-lt);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 14px;
}
.product-icon i { font-size: 24px; color: var(--ps-blue); }
.product-card h5 { font-size: 15px; font-weight: 700; margin-bottom: 6px; color: var(--ps-dark); }
.product-card p { font-size: 13px; color: var(--ps-gray); margin: 0; line-height: 1.6; flex-grow: 1; }
.product-card .learn-more {
  font-size: 13px; font-weight: 700; color: var(--ps-blue);
  margin-top: 12px; display: inline-block; text-decoration: none;
  transition: var(--ps-transition);
}
.product-card .learn-more:hover { color: var(--ps-blue-dk); padding-left: 4px; }

/* ── HOW IT WORKS ── */
.step-number {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--ps-blue); color: #fff;
  font-family: 'Montserrat', sans-serif; font-size: 22px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
}
.step-connector {
  position: absolute; top: 28px; left: calc(50% + 28px);
  width: calc(100% - 56px); height: 2px;
  background: linear-gradient(90deg, var(--ps-blue), var(--ps-blue-lt));
}
.step-card { position: relative; text-align: center; padding: 28px 20px; }
.step-card h5 { font-size: 16px; font-weight: 700; margin-bottom: 10px; color: var(--ps-dark); }
.step-card p { font-size: 14px; color: var(--ps-gray); line-height: 1.7; margin: 0; }

/* ── TESTIMONIALS ── */
#testimonials { background: var(--ps-dark); }
.testimonial-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 14px; padding: 28px 24px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.testimonial-card .stars { color: #f5a623; font-size: 15px; margin-bottom: 14px; }
.testimonial-card p { color: rgba(255,255,255,.8); font-size: 14px; line-height: 1.75; font-style: italic; }
.testimonial-card .author { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.testimonial-card .avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--ps-blue); display: flex; align-items: center;
  justify-content: center; font-family: 'Montserrat', sans-serif;
  font-weight: 700; font-size: 14px; color: #fff; flex-shrink: 0;
}
.testimonial-card .name { font-weight: 700; color: #fff; font-size: 14px; }
.testimonial-card .role { font-size: 12px; color: rgba(255,255,255,.5); }

/* ── PARTNERS ── */
#partners { background: #fff; padding: 52px 0; border-top: 1px solid #f0f0f0; border-bottom: 1px solid #f0f0f0; }
.partner-pill {
  background: #f4f6f8; border: 1.5px solid #e5e9ed;
  border-radius: 50px; padding: 10px 22px;
  font-family: 'Montserrat', sans-serif; font-weight: 700;
  font-size: 13px; color: #555;
  transition: var(--ps-transition);
  display: inline-block;
}
.partner-pill:hover { background: var(--ps-blue-lt); border-color: var(--ps-blue); color: var(--ps-blue-dk); transform: scale(1.05); }

/* ── CTA STRIP ── */
.cta-strip {
  background: linear-gradient(135deg, var(--ps-red) 0%, var(--ps-red-dk) 100%);
  padding: 64px 0;
}
.cta-strip h2 { font-size: clamp(22px,3vw,34px); font-weight: 800; color: #fff; margin-bottom: 10px; }
.cta-strip p { color: rgba(255,255,255,.8); font-size: 16px; margin-bottom: 28px; }
.btn-white {
  background: #fff; color: var(--ps-red);
  font-family: 'Montserrat', sans-serif; font-weight: 700;
  font-size: 15px; padding: 13px 30px; border-radius: 8px; border: none;
  transition: var(--ps-transition);
}
.btn-white:hover { background: #f0f0f0; transform: translateY(-2px); color: var(--ps-red-dk); }
.btn-whatsapp {
  background: #25D366; color: #fff;
  font-family: 'Montserrat', sans-serif; font-weight: 700;
  font-size: 15px; padding: 13px 30px; border-radius: 8px; border: none;
  transition: var(--ps-transition);
}
.btn-whatsapp:hover { background: #1ebe5b; transform: translateY(-2px); color: #fff; }

/* ── FOOTER ── */
footer {
  background: var(--ps-dark);
  color: rgba(255,255,255,.7);
  padding: 60px 0 28px;
}
footer h6 {
  font-family: 'Montserrat', sans-serif;
  font-weight: 700; font-size: 13px;
  text-transform: uppercase; letter-spacing: .07em;
  color: #fff; margin-bottom: 18px;
}
footer a { color: rgba(255,255,255,.65); text-decoration: none; font-size: 14px; transition: var(--ps-transition); }
footer a:hover { color: var(--ps-blue); }
footer ul { list-style: none; padding: 0; margin: 0; }
footer ul li { margin-bottom: 10px; }
footer ul li a::before { content: '›'; margin-right: 8px; color: var(--ps-blue); }
.footer-contact li { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 12px; }
.footer-contact i { color: var(--ps-blue); font-size: 16px; margin-top: 2px; flex-shrink: 0; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 22px; margin-top: 44px;
  font-size: 13px; color: rgba(255,255,255,.45);
}
.footer-logo img { height: 52px; filter: brightness(1.1); }
.footer-social a {
  width: 34px; height: 34px; border-radius: 50%;
  background: rgba(255,255,255,.1);
  display: inline-flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.7); font-size: 15px;
  transition: var(--ps-transition);
}
.footer-social a:hover { background: var(--ps-blue); color: #fff; }

/* ── WHATSAPP FLOAT ── */
.whatsapp-float {
  position: fixed; bottom: 28px; right: 28px; z-index: 9999;
  background: #25D366; color: #fff;
  width: 56px; height: 56px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; box-shadow: 0 4px 18px rgba(37,211,102,.45);
  text-decoration: none; transition: var(--ps-transition);
}
.whatsapp-float:hover { transform: scale(1.1); color: #fff; }

/* ── UTILITIES & SUBPAGE GENERAL ── */
.text-blue  { color: var(--ps-blue) !important; }
.text-red   { color: var(--ps-red) !important; }
.bg-blue-lt { background: var(--ps-blue-lt); }

.subpage-hero {
  background: linear-gradient(135deg, #0d1b2a 0%, #1a3a5c 70%, #1e6a9e 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
  color: #fff;
}
.subpage-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%232E9FD3' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.subpage-hero h1 {
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  margin-bottom: 12px;
}
.subpage-hero p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 16px;
  max-width: 600px;
  margin: 0;
}
.breadcrumb {
  margin-bottom: 15px;
}
.breadcrumb-item a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  font-size: 13px;
}
.breadcrumb-item a:hover {
  color: var(--ps-blue);
}
.breadcrumb-item.active {
  color: #fff;
  font-size: 13px;
}
.breadcrumb-item + .breadcrumb-item::before {
  color: rgba(255, 255, 255, 0.4);
}

/* ── STEP TIMELINE (Claims) ── */
.claims-timeline {
  position: relative;
  padding-left: 30px;
}
.claims-timeline::before {
  content: '';
  position: absolute;
  left: 10px;
  top: 10px;
  bottom: 10px;
  width: 2px;
  background: var(--ps-blue-lt);
}
.timeline-item {
  position: relative;
  padding-bottom: 30px;
}
.timeline-item:last-child {
  padding-bottom: 0;
}
.timeline-marker {
  position: absolute;
  left: -30px;
  top: 3px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--ps-blue);
  color: #fff;
  font-weight: 700;
  font-size: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 4px solid #fff;
  box-shadow: 0 0 0 1.5px var(--ps-blue);
}
.timeline-content h5 {
  font-size: 16px;
  font-weight: 700;
  color: var(--ps-dark);
  margin-bottom: 8px;
}
.timeline-content p {
  font-size: 14px;
  color: var(--ps-gray);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .step-connector { display: none; }
  section { padding: 52px 0; }
  .whatsapp-float {
    bottom: 20px; right: 20px;
    width: 48px; height: 48px;
    font-size: 24px;
  }
}